January 2026: The In-Between Season of Abundance

January is not a clean slate. It’s a threshold, a quiet, tender place between what was and what’s becoming. If you’re feeling disoriented, tired, behind, hopeful, and determined all at once, you’re not doing anything wrong. You’re standing in the in-between, and that space is sacred. This is the part of the journey we don’t talk about enough in money work and manifestation, the moment where the vision is clear and the desire is strong, but the results haven’t caught up yet. This is where embodiment begins, long before there is evidence.

One of the biggest myths in the personal finance and abundance world is that you need to feel confident, abundant, and financially secure before you’re allowed to teach, share, or build something meaningful. You don’t. Abundance isn’t something you wait for; it’s something you practice. Right now. In the messy middle. With imperfect numbers and more courage than certainty. Money magic doesn’t come from pretending everything is fine, it comes from honesty, devotion, and the willingness to show up anyway.

We’ve also been taught to treat money like a destination, a finish line we’ll eventually cross. Once I hit this number, then I’ll feel safe. But abundance doesn’t work that way. It’s relational. It responds to how you engage with it every single day. Do you avoid your numbers, or meet them with compassion? Do you shame yourself for where you are, or honor how far you’ve come? Do you treat money like a judge, or like a tool and an ally? Real financial transformation begins here, not with hustle or pressure, but with presence.

January is not meant for forcing growth. Winter is an integration season. It invites reflection, recalibration, and subtle shifts in identity. This is the time to become the woman who manages her money calmly, even when it feels tight. The woman who keeps her word to herself. The woman who builds slowly, sustainably, and with intention. You don’t need a dramatic breakthrough this month. What you need is alignment, consistency, and trust.

If you want a simple way to anchor into this energy, try this gentle money practice. Sit somewhere quiet with your journal and write at the top of the page: “The version of me who feels financially safe…” Then describe how she moves through her days, how she makes decisions, and how she treats herself when things feel uncertain. From there, ask yourself what one small action she would take this week, and then do just that. Nothing more. This is how embodiment happens. Not all at once, but moment by moment.

If January feels slower than you expected, that’s okay. If you’re rebuilding, that’s powerful. If you’re learning to trust yourself again, that is sacred work. This year isn’t about becoming someone new. It’s about remembering who you already are and building your finances from that place. Abundance is already responding to you.

Stay present. Stay devoted. Keep going.

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Money Maven thoughts as we close out 2024 and plan for 2025